Available now
Turnkey
$734
per week
Cardup Lot 151
Cardup, South-East corridor
$690,900
total package
4 bed
2 bath
2 car
155 m²
300 m² lot
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Aspen design
Tax-Effective Portfolio
One property is a purchase. A process is a portfolio.
Your equity could be building the next one — or the one after that. A fixed-price build with a defined specification is the same process every time, which is what turns a one-off into a plan.
Is this you?
- Equity sitting in a home or a property and not doing much
- Already own one investment property and want the next one to be easier
- Want a process you can repeat rather than a one-off
- Thinking about what this looks like in ten years, and who it’s for
If you ticked at least two, this pathway is worth understanding.
Equity that isn’t working
Money sitting in a home or an underperforming property is doing very little. The question on your mind isn’t “how do I pay less tax” — it’s “what should this be doing instead”.
Owning one property and hoping it appreciates is a start, but it’s not a plan. The plan is putting that equity to work in a way that’s repeatable — building the next one, then the one after that, without each one being harder than the last.
Most people’s second investment property is harder than their first. It doesn’t have to be.
How it works
How it works — the build pathway
The same guided build process, retold for an investor who already understands property and wants to know exactly what they are buying and why.
- 1
Enquiry
Tell us your goals, budget and preferred Perth metro locations — whether you plan to live in the home or hold it as an investment.
- 2
Qualification
A specialist reviews your position and confirms a suitable path forward.
- 3
Finance Structuring
We map borrowing capacity and structure the loan for yield and growth.
- 4
Home Design Selection
Choose from a range of tried-and-tested home designs matched to your land, budget, and goals — whether you will live in it or tenant it.
- 5
Preliminary Plans & Agreement
A preliminary agreement to lock in the design, inclusions, and scope before contract.
- 6
Building Contract
A formal fixed-price building contract you sign directly with our trusted builder.
- 7
Build Updates
Regular stage updates with a named contact throughout construction, so you always know where things stand.
- 8
Completion & Refinance
Handover, tenant-ready or move-in ready, and a refinance opportunity to review.
Why this works more than once
Doing it more than once
This is the strongest argument on this page and it has nothing to do with tax. Most people’s second investment property is harder than their first, because the first was bespoke — a hundred decisions, a builder relationship built from scratch, a process that lived in someone’s head. A fixed-price turnkey build with a defined specification is repeatable.
The same process, not a new one
The same steps, the same contract structure, the same specification framework — applied to a different lot. You are not starting from scratch each time. The decisions you made on the first build carry forward.
The same team
The same specialists and trusted builder. The relationship and the institutional knowledge are already in place. You are not re-establishing trust with a new set of people each time.
The same paperwork
A Preparation of Plan Agreement with a defined specification means the documentation is consistent across builds.
A different lot
The variable is the land — location, lot size, orientation. Everything else is defined. That is what makes a portfolio a plan rather than a series of one-offs.
What you are actually doing
Building adds a house
A new build puts a dwelling into the market that wasn’t there before, and a household lives in it who may not have been in a position to build it themselves. Buying an established property moves ownership and adds nothing.
For a reader thinking about what they’re leaving behind, this reframes the whole exercise — the portfolio and the contribution are the same act.
Why a new build
The tax difference
A new build sits in a different position under the legislation. Since the 2017 changes to plant and equipment deductions, new and established residential property are treated differently for depreciation purposes. This page explains the difference. It is general information, not advice.
Investors who acquire established residential property generally cannot claim depreciation on the second-hand assets within it. A newly constructed property retains that entitlement alongside capital works deductions.
A depreciation schedule is prepared at handover by a registered quantity surveyor — not by us. We do not determine the depreciation values, and we do not provide tax advice. The schedule is a document you take to your own registered tax agent, who advises on how it applies to your circumstances.
This is general information about how the tax legislation applies to new versus established property. It does not constitute tax advice. newhomes.com.au is not a registered tax agent. You should consult your own registered tax agent before making any investment decision.
Current packages
View our available house & land packages
Can't find what you're looking for?
Browse our curated home designs and selection of beautiful estates.
Pathway
Region
Price band
11 packages available
Available now
Turnkey
$740
per week
Grevillea Lot 424
Mariginiup, North corridor
$796,900
total package
4 bed
2 bath
2 car
155 m²
450 m² lot
Estate: Grevillea
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Aspen design
Available now
Turnkey
$743
per week
Seaside Lot 1546
Madora Bay, South corridor
$800,100
total package
4 bed
2 bath
2 car
184.9 m²
375 m² lot
- · Titled land, ready to build
- · 12.5m frontage
- · Turnkey inclusions with the Jersey design
Reserving
Turnkey
$750
per week
Ocean Hill Lot 534
Madora Bay, South corridor
$807,300
total package
4 bed
2 bath
2 car
198 m²
475 m² lot
- · Land titling in progress
- · Turnkey inclusions with the Dallas design
Available now
Turnkey
$764
per week
Seaside Lot 919
Madora Bay, South corridor
$823,100
total package
4 bed
2 bath
2 car
170 m²
405 m² lot
- · Titled land, ready to build
- · 12.5m frontage
- · Turnkey inclusions with the Maui design
Available now
Turnkey
$802
per week
Sienna Wood Lot 335
Hilbert, South-East corridor
$863,100
total package
4 bed
2 bath
2 car
184.9 m²
536 m² lot
Estate: Sienna Wood
- · Titled land, ready to build
- · 17.4m frontage
- · Turnkey inclusions with the Jersey design
Reserving
Turnkey
$808
per week
Ocean Hill Lot 546
Madora Bay, South corridor
$869,900
total package
4 bed
2 bath
2 car
210 m²
566 m² lot
- · Land titling in progress
- · Turnkey inclusions with the Lennox design
Available now
Turnkey
$822
per week
Florence Lot 462
Mandogolup, South corridor
$884,900
total package
3 bed
2 bath
2 car
160 m²
411 m² lot
- · Titled land, ready to build
- · 20m frontage
- · Turnkey inclusions with the Alberta design
Available now
Turnkey
$822
per week
Grevillea Lot 442
Mariginiup, North corridor
$885,300
total package
4 bed
2 bath
2 car
198 m²
450 m² lot
Estate: Grevillea
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Dallas design
Available now
Turnkey
$863
per week
Ocean's Edge Lot 2741
Alkimos, North corridor
$928,900
total package
3 bed
2 bath
2 car
160 m²
450 m² lot
Estate: Ocean's Edge
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Alberta design
Available now
Turnkey
$905
per week
Amberton Beach Lot 806
Eglinton, North corridor
$974,100
total package
4 bed
2 bath
2 car
170 m²
480 m² lot
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Maui design
Worked example
What the numbers could look like
This section uses indicative values and interest only repayments. Real figures depend on the specific property, rental income, lending variables, and your tax position.
Purchase price$850,000
Deposit$170,000 (20%)
Loan amount$680,000
Weekly rent$650
Weekly mortgage (interest only period)$849
Interest rate (interest only/30 yrs)6.49%
Weekly holding cost (excl. fees)$198
Mortgage repayments increase when the loan reverts to Principal and Interest. This is general information only and does not constitute financial, tax, or investment advice. You should consult your own registered tax agent or licensed financial adviser before making any investment decision.
FAQ
Questions and objections
Make an enquiry
Submit your details and a specialist will be in touch within one business day.