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First-time property investor reviewing plans
First Investment

Your first investment, without the parts that usually go wrong

A first investment property in Perth with no pressure and no jargon. Whether you plan to live in it or tenant it.

Is this you?

  • You haven’t done this before and you want to get it right
  • You’re more worried about what you don’t know than what you might earn
  • You want a guided process with no surprises
  • You may be planning to live in the home or hold it as an investment — either way, you want it done right

If you ticked at least two, this pathway is worth understanding.

What usually goes wrong

Costs that move after you sign. Decisions you weren’t equipped to make. Being handed between people who don’t know your situation. These are the things that turn a first investment into a stressful one.

That’s what to watch out for — but not what will happen to you.

How it works

How it works

The same guided pathway, explained in plain words for someone doing this for the first time.

  1. 1

    Enquiry

    Tell us your goals, budget and preferred Perth metro locations — whether you plan to live in the home or hold it as an investment.

  2. 2

    Qualification

    A specialist reviews your position and confirms a suitable path forward.

  3. 3

    Finance Structuring

    We map borrowing capacity and structure the loan for yield and growth.

  4. 4

    Home Design Selection

    Choose from a range of tried-and-tested home designs matched to your land, budget, and goals — whether you will live in it or tenant it.

  5. 5

    Preliminary Plans & Agreement

    A preliminary agreement to lock in the design, inclusions, and scope before contract.

  6. 6

    Building Contract

    A formal fixed-price building contract you sign directly with our trusted builder.

  7. 7

    Build Updates

    Regular stage updates with a named contact throughout construction, so you always know where things stand.

  8. 8

    Completion & Refinance

    Handover, tenant-ready or move-in ready, and a refinance opportunity to review.

Current packages

View our available house & land packages

Can't find what you're looking for?

Browse our curated home designs and selection of beautiful estates.

Pathway
Region
Price band
11 packages available
Cardup Lot 151 exterior
Available now
Turnkey
$734
per week

Cardup Lot 151

Cardup, South-East corridor
$690,900
total package
4 bed
2 bath
2 car
155 m²
300 m² lot
  • · Titled land, ready to build
  • · 15m frontage
  • · Turnkey inclusions with the Aspen design
Grevillea Lot 424 exterior
Available now
Turnkey
$740
per week

Grevillea Lot 424

Mariginiup, North corridor
$796,900
total package
4 bed
2 bath
2 car
155 m²
450 m² lot
Estate: Grevillea
  • · Titled land, ready to build
  • · 15m frontage
  • · Turnkey inclusions with the Aspen design
Seaside Lot 1546 exterior
Available now
Turnkey
$743
per week

Seaside Lot 1546

Madora Bay, South corridor
$800,100
total package
4 bed
2 bath
2 car
184.9 m²
375 m² lot
  • · Titled land, ready to build
  • · 12.5m frontage
  • · Turnkey inclusions with the Jersey design
Seaside Lot 919 exterior
Available now
Turnkey
$764
per week

Seaside Lot 919

Madora Bay, South corridor
$823,100
total package
4 bed
2 bath
2 car
170 m²
405 m² lot
  • · Titled land, ready to build
  • · 12.5m frontage
  • · Turnkey inclusions with the Maui design
Sienna Wood Lot 335 exterior
Available now
Turnkey
$802
per week

Sienna Wood Lot 335

Hilbert, South-East corridor
$863,100
total package
4 bed
2 bath
2 car
184.9 m²
536 m² lot
Estate: Sienna Wood
  • · Titled land, ready to build
  • · 17.4m frontage
  • · Turnkey inclusions with the Jersey design
Florence Lot 462 exterior
Available now
Turnkey
$822
per week

Florence Lot 462

Mandogolup, South corridor
$884,900
total package
3 bed
2 bath
2 car
160 m²
411 m² lot
  • · Titled land, ready to build
  • · 20m frontage
  • · Turnkey inclusions with the Alberta design
Grevillea Lot 442 exterior
Available now
Turnkey
$822
per week

Grevillea Lot 442

Mariginiup, North corridor
$885,300
total package
4 bed
2 bath
2 car
198 m²
450 m² lot
Estate: Grevillea
  • · Titled land, ready to build
  • · 15m frontage
  • · Turnkey inclusions with the Dallas design
Ocean's Edge Lot 2741 exterior
Available now
Turnkey
$863
per week

Ocean's Edge Lot 2741

Alkimos, North corridor
$928,900
total package
3 bed
2 bath
2 car
160 m²
450 m² lot
Estate: Ocean's Edge
  • · Titled land, ready to build
  • · 15m frontage
  • · Turnkey inclusions with the Alberta design
Amberton Beach Lot 806 exterior
Available now
Turnkey
$905
per week

Amberton Beach Lot 806

Eglinton, North corridor
$974,100
total package
4 bed
2 bath
2 car
170 m²
480 m² lot
  • · Titled land, ready to build
  • · 15m frontage
  • · Turnkey inclusions with the Maui design
Worked example

What the numbers could look like

This section uses indicative values and interest only repayments. Real figures depend on the specific property, rental income, lending variables, and your tax position.

Purchase price$850,000
Deposit$170,000 (20%)
Loan amount$680,000
Weekly rent$650
Weekly mortgage (interest only period)$849
Interest rate (interest only/30 yrs)6.49%
Weekly holding cost (excl. fees)$198

Mortgage repayments increase when the loan reverts to Principal and Interest. This is general information only and does not constitute financial, tax, or investment advice. You should consult your own registered tax agent or licensed financial adviser before making any investment decision.

FAQ

Questions and objections

Family

Helping your children into the market

This is a common reason people buy their first investment property. There are several ways to go about it, and they carry real tax and legal consequences that aren’t obvious.

The structures people use — buying in a child’s name, acting as a guarantor, co-owning, or transferring a property — each have different outcomes for tax, lending, and ownership. Getting it wrong can be expensive and hard to undo.

We can’t advise you on which structure is right for your family. That needs proper advice from a registered tax agent and a lawyer who understands property transfers. What we can do is build the home — once you’ve worked out the ownership structure with your advisers.

Mortgage repayments increase when the loan reverts to Principal and Interest. This is general information only and does not constitute financial, tax, or investment advice. You should consult your own registered tax agent or licensed financial adviser before making any investment decision.

Make an enquiry

Submit your details and a specialist will be in touch within one business day.

By submitting, you agree to be contacted about your enquiry. We will not share your details.