Available now
Turnkey
$734
per week
Cardup Lot 151
Cardup, South-East corridor
$690,900
total package
4 bed
2 bath
2 car
155 m²
300 m² lot
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Aspen design
FIFO & Busy Professionals
Decisions you don’t have to make, on a timeline that fits your swing or time constraints
Turnkey builds with defined upgrade packs, an effective path to market, and a process that runs without you micro-managing every step.
Is this you?
- You’re on a roster — 2/1, 8/6, or even time — and never free during business hours
- You’re earning well and want the income working rather than sitting
- You want to get to market quickly without customising a build
- You’re already thinking about tax and want a structural answer, possibly that you can repeat
If you ticked at least two, this pathway is worth understanding.
The problem
Not a lack of money or intent — a lack of available hours, and an industry that keeps trying to book 2pm Tuesday appointments in person. Ours process works with you - not against you.
How it works
How it works — built around your routine or roster
The same guided pathway, retold for someone who can’t take calls mid-shift and doesn’t want to be a bottleneck during construction.
- 1
Enquiry
Tell us your roster or routine and your best contact time. We’ll book around it.
- 2
Qualification
A specialist reviews your position — by voice or video, on your schedule.
- 3
Finance structuring
We map borrowing capacity for high income and FIFO income — overtime, allowances, roster-dependent earnings.
- 4
Prelim plans
A prelim agreement to lock in the design, inclusions, and scope before contract - all handled digitally. No in-person appointments required.
- 5
Build updates
Stage updates pushed by message, not buried in email. You see progress without being onsite.
- 6
Completion & refinance
Handover, tenant-ready, and a refinance opportunity to review — all managed remotely.
Our commitment
Built around your valuable time
- Call slots early morning, evening, and on swing days
- Video and voice throughout — no in-person appointments required
- Digital document execution end to end
- Build-stage updates pushed by message, not buried in email
- One named contact who knows your time is valuable - including your time off
Why a new build
Why a new build
Since the 2017 changes to plant and equipment depreciation, investors purchasing established residential property generally cannot claim depreciation on second-hand assets within it. A newly built property retains that entitlement alongside capital works deductions.
This is a structural feature of the legislation — not a strategy, a benefit, or a recommendation. Whether it is relevant to your situation depends on your individual tax position, which you should discuss with your registered tax agent.
This is general information about how the tax legislation applies to new versus established property. It does not constitute tax advice. You should consult your own registered tax agent before making any investment decision.
Finance
Finance for FIFO income
The question nobody answers properly: how do lenders actually assess FIFO income? This is general information about how the lending landscape typically works — not a statement of any named lender’s policy.
Overtime and site allowances
Lenders generally assess overtime and site allowances differently. Some include them fully in serviceability if they are regular and documented; others apply a discount or exclude them. Typical requirements include payslips showing the allowance over multiple pay periods and a letter from your employer confirming the allowance is ongoing.
Living-away benefits and camp accommodation
If your employer provides camp accommodation, some lenders may reduce the living-expenses component of their serviceability calculation, which can improve borrowing capacity. Living-away-from-home allowances are treated differently by different lenders.
Casual versus permanent employment
Permanent employees on a fixed roster are generally assessed more favourably than casual employees. Some lenders will assess a casual FIFO worker on their average earnings over 12–24 months, while others require a minimum period of continuous employment.
Typical payslip requirements
Most lenders require the most recent two to three payslips, a YTD summary, and sometimes group certificates for the past one to two years. Some lenders also request a letter from your employer confirming your roster, income, and employment status.
Mortgage repayments increase when the loan reverts to Principal and Interest. This is general information only and does not constitute financial, tax, or investment advice. You should consult your own registered tax agent or licensed financial adviser before making any investment decision.
Current packages
View our available house & land packages
Can't find what you're looking for?
Browse our curated home designs and selection of beautiful estates.
Pathway
Region
Price band
11 packages available
Available now
Turnkey
$740
per week
Grevillea Lot 424
Mariginiup, North corridor
$796,900
total package
4 bed
2 bath
2 car
155 m²
450 m² lot
Estate: Grevillea
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Aspen design
Available now
Turnkey
$743
per week
Seaside Lot 1546
Madora Bay, South corridor
$800,100
total package
4 bed
2 bath
2 car
184.9 m²
375 m² lot
- · Titled land, ready to build
- · 12.5m frontage
- · Turnkey inclusions with the Jersey design
Reserving
Turnkey
$750
per week
Ocean Hill Lot 534
Madora Bay, South corridor
$807,300
total package
4 bed
2 bath
2 car
198 m²
475 m² lot
- · Land titling in progress
- · Turnkey inclusions with the Dallas design
Available now
Turnkey
$764
per week
Seaside Lot 919
Madora Bay, South corridor
$823,100
total package
4 bed
2 bath
2 car
170 m²
405 m² lot
- · Titled land, ready to build
- · 12.5m frontage
- · Turnkey inclusions with the Maui design
Available now
Turnkey
$802
per week
Sienna Wood Lot 335
Hilbert, South-East corridor
$863,100
total package
4 bed
2 bath
2 car
184.9 m²
536 m² lot
Estate: Sienna Wood
- · Titled land, ready to build
- · 17.4m frontage
- · Turnkey inclusions with the Jersey design
Reserving
Turnkey
$808
per week
Ocean Hill Lot 546
Madora Bay, South corridor
$869,900
total package
4 bed
2 bath
2 car
210 m²
566 m² lot
- · Land titling in progress
- · Turnkey inclusions with the Lennox design
Available now
Turnkey
$822
per week
Florence Lot 462
Mandogolup, South corridor
$884,900
total package
3 bed
2 bath
2 car
160 m²
411 m² lot
- · Titled land, ready to build
- · 20m frontage
- · Turnkey inclusions with the Alberta design
Available now
Turnkey
$822
per week
Grevillea Lot 442
Mariginiup, North corridor
$885,300
total package
4 bed
2 bath
2 car
198 m²
450 m² lot
Estate: Grevillea
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Dallas design
Available now
Turnkey
$863
per week
Ocean's Edge Lot 2741
Alkimos, North corridor
$928,900
total package
3 bed
2 bath
2 car
160 m²
450 m² lot
Estate: Ocean's Edge
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Alberta design
Available now
Turnkey
$905
per week
Amberton Beach Lot 806
Eglinton, North corridor
$974,100
total package
4 bed
2 bath
2 car
170 m²
480 m² lot
- · Titled land, ready to build
- · 15m frontage
- · Turnkey inclusions with the Maui design
Worked example
What the numbers could look like
This section uses indicative values and interest only repayments. Real figures depend on the specific property, rental income, lending variables, and your tax position.
Purchase price$850,000
Deposit$170,000 (20%)
Loan amount$680,000
Weekly rent$650
Weekly mortgage (interest only period)$849
Interest rate (interest only/30 yrs)6.49%
Weekly holding cost (excl. fees)$198
Mortgage repayments increase when the loan reverts to Principal and Interest. This is general information only and does not constitute financial, tax, or investment advice. You should consult your own registered tax agent or licensed financial adviser before making any investment decision.
FAQ
Questions and objections
Make an enquiry
Submit your details and a specialist will be in touch within one business day.